Effective July 29, 2026
Terms of Use
By using AvoidHardMoney.com, you agree to these terms. If you do not agree, do not use the website or submit a form.
Educational website
Content is general education for rental-property and real-estate investors. It is not legal, tax, accounting, investment, real-estate, or individualized financial advice and does not create a professional, fiduciary, lender, borrower, broker-client, or referral relationship.
No loan commitment
Website content and initial forms are not a loan application, preapproval, approval, rate lock, commitment to lend, or guarantee of any program, value, proceeds, savings, timing, or terms.
Accurate information and appropriate use
You agree not to submit false, unlawful, infringing, malicious, or confidential third-party information. Do not submit Social Security numbers, bank credentials, tax returns, or sensitive financial documents through standard site forms.
Intellectual property and sharing
You may link to public resources and print them for personal educational use. Republishing, selling, materially altering, co-branding, or presenting content as professional advice requires written permission. Links must not imply endorsement, compensation, or guaranteed referrals.
Third parties and availability
Third-party links and services are provided for convenience and have their own terms. We may update, suspend, or remove site features and do not warrant uninterrupted or error-free availability.
Disclaimer and limitation
Use the site at your own risk. To the extent permitted by applicable law, the site is provided without warranties and the operator is not liable for decisions made solely from general website content. Some jurisdictions may not allow certain limitations.
Changes and contact
The effective date identifies the current version. Questions may be directed to tony@transstatesmortgage.com or 813-476-4265. Compliance details remain subject to owner and compliance confirmation.