Website disclaimer
Educational Information, Not a Financing Promise
Avoid Hard Money publishes general investor education. The website does not promise that refinancing, selling, extending, adding equity, or any other exit will be available or appropriate.
No individualized advice
Nothing on this website is legal, tax, accounting, investment, valuation, real-estate, or individualized financial advice. Consult qualified professionals who can review your facts and documents.
No approval, terms, or timeline
No content, checklist, example, form response, or conversation is a preapproval, approval, commitment, rate lock, guaranteed valuation, closing schedule, or offer of specific terms.
Examples and changing requirements
Examples are explicitly hypothetical. Programs, pricing, leverage, credit, DSCR, reserves, seasoning, documentation, appraisals, property eligibility, prepayment provisions, fees, and timing vary and may change. Verify current information for the actual transaction.
Hard-money context
Hard money may be useful for acquisition, renovation, distressed property, or time-sensitive opportunities. Its costs and short-term structure require a realistic, monitored exit plan. Refinancing is not automatically the correct exit.
Company and compliance confirmation
The repository identifies Trans States Commercial Corp. d/b/a Trans States Mortgage and Tony Jagmohan Persaud. Contact: 813-476-4265 and tony@transstatesmortgage.com. Services are available in most U.S. states, subject to state, lender, property, and transaction availability. Equal Housing Opportunity applicability and the compliance contact remain pending confirmation.