The current loan
- Recent mortgage or payoff statement
- Rate, term, maturity, and payment details
- Any prepayment or extension provisions
How it works
A Clear Property Review Before Any Refinance Decision
The process begins with a short description of the rental and your goal, then moves into a more detailed comparison only when an option appears worth exploring.
No sensitive financial information is requested on the initial website form.
A straightforward review
How it works
A refinance decision should begin with the property and your objective—not a generic mortgage pitch.
- 01
Tell us about your property
Answer a few quick questions about the rental, current financing, and what you want the refinance to accomplish.
- 02
We review your scenario
The property, rental income, equity position, ownership structure, and financing goal are considered together.
- 03
Review potential options
Discuss structures that may fit, along with requirements, potential costs, tradeoffs, and questions that still need answers.
- 04
Move forward when you're ready
Choose whether to continue after you understand the available path. No countdowns, manufactured urgency, or pressure tactics.
If you decide to continue
Documents that may become useful later
The exact list varies. These examples help investors prepare without implying that every item applies to every program.
The rental property
- Lease or rent information
- Insurance and property-tax information
- Property condition or renovation records, when relevant
Ownership and profile
- Entity and vesting documents, if applicable
- Property schedule for multi-property investors
- Program-specific credit, asset, or reserve documentation
Stay in control
Review the complete structure, not just one number.
Before moving forward, ask how the new payment, closing costs, loan term, prepayment provisions, required reserves, equity retained, and documentation compare with the current loan and your holding plan.
Start Your Investment Property ReviewStart with the property
You already own the rental. Let’s explore what the financing could do next.
Share a few details about the property and your objective. The initial review is designed to be useful, focused, and low pressure.
See If Your Rental Property May QualifyNo SSN or date of birth on the initial form.